We are LendKeySee how we empower lenders everyday
We invested $30 million dollars to create and continually innovate a lending-as-a-service platform to help lenders—our customers—build and run a profitable digital lending business.
We had the foresight to recognize that financial services firms needed a reliable partner that could become integral to their business success. We have been steadfast in our commitment to provide a service that strengthens our partners that are focused on Main Street and our local communities nationwide.
Today we’re the end-to-end digital lending partner to hundreds of banks and credit unions, from delivering new customers and members to servicing throughout the life of a loan. Lenders now can offer credit products online in an efficient, secure way, and give borrowers a seamless digital lending experience.
We’ve deployed more than $1.5 billion in lending capital and serviced more than $1 billion in loans on behalf of hundreds of banks and credit unions. In all, more than 60,000 consumers have had their financing needs met through lenders that partner with LendKey.
CEO & Founder
COO & Co-Founder
SVP, Product & Engineering
SVP, Regulatory Compliance Counsel
SVP, Credit Risk & Analytics
VP, Finance & Accounting
SVP, Structured Finance & Business Development
SVP, Sales & Marketing
VP, Loan Operations
CEO & Founder
Vince Passione is the founder and CEO of LendKey, the market’s most advanced lending platform and network, and a veteran technologist for financial services companies. Before LendKey, Vince was the COO of DealerTrack, the nation’s first and largest automotive credit portal. He has also been the President of Ameritrade’s Institutional Client Division, the CEO of OnMoney.com, and the CTO of Citigroup’s Citi F/I. Vince began his career in technology at IBM and received his bachelor of science degree from Polytechnic University.
Carter Griffin is a General Partner and co-manages the firm’s operations. Carter has more than twenty years experience as an operator and investor in the software industry. Carter co-founded Brivo Systems and served as Chairman and CEO until selling the company to a strategic acquirer. Carter is a graduate of the University of North Carolina at Chapel Hill and holds a M.B.A. from the J.L. Kellogg Graduate School of Management at Northwestern University.
Danny Schultz is a Co-Founder and Managing Director of Gotham Ventures, established 14 years ago in the early days of the NYC tech boom. Over the last two decades he has worked closely with technology companies at all stages of growth with investments ranging from digital media and e-commerce to mobile tech and enterprise software startups. He is attracted to creative and energetic entrepreneurs that seek to disrupt the status quo and loves working with entrepreneurs to help them achieve success. Currently, he leads Gotham’s investments in LendKey, Yipit and Pickie. He was also responsible for a number of Gotham’s successful exits including XOsoft, acquired by CA, Pivot, acquired by the CME Group and Massive, acquired by Microsoft. Some of his other successful investments include SMARTS, acquired by EMC; Insulair, acquired by Georgia Pacific and Active Impulse Systems, acquired by Phillips. Danny ran Lehman Brothers equity private placement business just prior to co-founding his own start-up venture fund, Atlantic Venture Partners, the predecessor to Gotham Ventures. He began investing as an angel and was fortunate to get very early exposure to the Israeli tech scene going back to the mid-1980s. He is a frequent speaker at startup and tech events and also enjoys mentoring young VCs and entrepreneurs. Danny is active with the Kauffman Fellows Program and Endeavor Global and was Co-chair of INGENUITY 2012, New York’s premier startup venture conference. Danny studied Economics at Columbia University and resides with his family in Westchester, New York. In his spare time, he can frequently be found somewhere in Westchester playing hockey, or in nicer weather training for his next triathlon.
Josh is a Managing Director of Draper Fisher Jurvetson. Josh’s background includes management consulting, strategic analysis, product management and founder level experience in various industries. In addition to serving on the board of multiple DFJ porftfolio companies, Josh serves on the board of directors of the Center for Venture Education and the Kauffman Fellows Program, the leading educational fellowship in venture capital.
W. Thomas Smith, Jr.
Mr. Smith is a founder of TTV Capital. He retired from IBM in 2000 after 30 years of service. From 1996 to his retirement, Mr. Smith served as Vice President, Small and Medium Business, IBM Americas. Prior to that, he was the Southern Area General Manager appointed in 1986, with responsibility for IBM’s sales, marketing, and services business for thirteen states. His community affiliations include the United Way of Metropolitan Atlanta as Board Chairman for 1998-99, Central Atlanta Progress, the Carter Center, and the Woodruff Arts Center. He received the Armin Maier citizenship award from the Atlanta Downtown Rotary Club in 1998. Mr. Smith earned a B. S. Degree in industrial management from The Georgia Institute of Technology in 1969 and completed the executive program at Dartmouth’s Amos Tuck School of Business in 1986. In addition, he received his “Certificate in Data Processing” from the Institute for Certification of Computer Professionals. Mr. Smith is currently on the Board of Directors of Ali Solutions, e-Wise Systems, IP Commerce Company, Microbilt and Silverpop Systems, Inc.
Managing Partner, Coventure
Thatcher is an investor and adviser with significant experience in financial technology. At Gotham, Thatcher led the firm’s investment in SinglePlatform through its acquisition by Constant Contact (NASDAQ: CTCT) and worked with portfolio companies Sailthru, AdStruc, EXPO, Lumeta, Verterra and Widetronix. Before joining Gotham, Thatcher was a Senior Analyst at North Hill Ventures, the venture capital affiliate of Capital One Financial, where he worked on the firm’s investments in DealerTrack (NASDAQ: TRAK) and Higher One (NYSE: ONE), among others. Prior to North Hill, Thatcher worked in business development roles for two different start-ups and as a consultant at Ernst & Young (now Cap Gemini Ernst & Young). Thatcher serves on the Board of Directors of the NY Tech MeetUp and the New York chapter of Wharton Private Equity Partners. He earned his undergraduate degree in Engineering from Cornell University and M.B.A. from the Wharton School of the University of Pennsylvania.
Chief Marketing Officer, US Global Life Distribution Holdings Ltd
Lewis Goldman is currently Chief Marketing Officer of US Global Life Distribution Holdings LTD. Previously, he was President of New Media Consulting, LLC, a firm he founded specializing in helping companies leverage digital media to accelerate growth. Over the course of his career, through marketing programs, new products/line extensions, and cross-sell efforts, Lewis has helped generate over $2.5B in incremental revenue. His accomplishments range from creating CNBC to launching many of Citigroup’s Internet and cross-sell initiatives, including Studentloan.com for Citibank’s Student Loan Corporation.
EVP & Chief Financial & Administrative Officer, Dealertrack Technologies
Eric is Senior Vice President and Chief Administrative Officer of DealerTrack. Eric’s background includes general corporate and securities law, audit management and financial control. In addition to his role at DealerTrack, Eric is a Certified Public Accountant and serves on various boards.
Chairman & CEO, Transactis
Joe Proto is Chairman and CEO of Transactis, part of his three decades in the billing and payments industry as a senior executive and successful entrepreneur. Prior to Transactis, he launched REMITCO, a payments company acquired in 2000 by First Data, as well as Financial Telesis (CashFlex) which was acquired in 1992 by CoreStates, now part of Wells Fargo. Joe co-founded Windham Ventures (an innovation leader in healthcare and med tech), and is a limited partner at Metamorphic Ventures (digital media and e-commerce), ff Venture Capital (technology), and Alpine Meridian Ventures. Joe is a director at SpendSmart Payments Company (SSPC: OTC) a fast growing mobile loyalty platform with 5 million digital subscribers. Joe is a member of various financial services organizations including the Association for Financial Professionals (AFP), he is Co-Chair of the Consumer Payments Advisory Committee of the Payments Innovation Council as well as serving on the Board of Advisors at the National Automated Clearinghouse Association (NACHA), and is a frequent speaker at conferences in the financial technology industry.
Founder & CEO, EverSafe
Howard Tischler has served as a director of DealerTrack since March 2003, and as lead director since April 2006. He is the CEO of EverSafe. Prior to that he was CEO of Enfocel, and employed by First Advantage Corporation, where he served as Group President of First Advantage Dealer Services. Mr. Tischler currently serves on the Engineering Advisory Board at George Washington University
LendKey in the news
LendKey, the leading lending-as-a-service solution for banks and credit unions, today announced $13 million in Series C funding, $8 million in equity and $5 million in debt financing.
With over $1.4 trillion in total student loan debt in the U.S., refinancing is growing in popularity as young professionals seek to get the lowest rates at manageable payment terms.
One company leading this movement of bank platformification is LendKey. LendKey pioneered the “lending as a service” model back in 2009.
The most significant trend of 2016 will be the ‘platformification’ of banking, where both existing banks and startups begin a strategic shift towards becoming banking platforms, much like how Amazon is a platform in retail.
FinXTech, powered by Bank Director, hosted its FinXTech Annual Summit at the Nasdaq MarketSite in Times Square on April 26 during FinTech Week NYC.
Interest-rate savings on student-loan refinancing are also shrinking as short-term rates have started to move higher, according to a new report.