We are LendKey

See how we empower lenders everyday

We founded our company in 2009 after the Great Recession, during a difficult time for financial institutions facing the triple threat of high capital requirements, increased regulatory scrutiny and nascent fintech companies focused on disrupting banks and credit unions.

We invested $30 million dollars to create and continually innovate a lending-as-a-service platform to help lenders—our customers—build and run a profitable digital lending business.

We had the foresight to recognize that financial services firms needed a reliable partner that could become integral to their business success. We have been steadfast in our commitment to provide a service that strengthens our partners that are focused on Main Street and our local communities nationwide.

Today we’re the end-to-end digital lending partner to hundreds of banks and credit unions, from delivering new customers and members to servicing throughout the life of a loan. Lenders now can offer credit products online in an efficient, secure way, and give borrowers a seamless digital lending experience.

We’ve deployed more than $2 billion in lending capital and serviced more than $1.5 billion in loans on behalf of hundreds of banks and credit unions. In all, more than 68,000 consumers have had their financing needs met through lenders that partner with LendKey.

Leadership team

Vince Passione is the founder and CEO of LendKey, the market’s most advanced lending platform and network, and a veteran technologist for financial services companies. Before LendKey, Vince was the COO of DealerTrack, the nation’s first and largest automotive credit portal. He has also been the President of Ameritrade’s Institutional Client Division, the CEO of OnMoney.com, and the CTO of Citigroup’s Citi F/I. Vince began his career in technology at IBM and received his bachelor of science degree from Polytechnic University.

Vince Passione

CEO & Founder

As COO, Mike is responsible for all financial management, lending operations, credit and risk analytics, and client service. He brings 20 years of experience across financial services. Previously, Mike worked for a number of global organizations in investment banking, fixed income structured finance, portfolio management, and capital markets—including UBS where he served as Executive Director of the Investment Bank and as Vice President at Credit Suisse. Mike began his career in banking at Fifth Third, and received his BA in economics from Duke University.

Mike Stallmeyer

COO & Co-Founder

Mike Hawkins has decades of experience in software engineering and product management in the complex, and highly regulated markets, of finance and healthcare. He leads LendKey’s product & engineering teams—creating a seamless experience that gives borrowers the experience they want, and puts forward the best version of our lending partners. Before LendKey, Hawkins served as CTO of SoMoLend, a crowdfunded startup based in Cincinnati. He is the lead author of four patents in adaptive workflow, resource prioritization, and UX.

Michael Hawkins

SVP, Engineering

David is LendKey's senior vice president of Regulatory Compliance Counsel—overseeing all legal and regulatory affairs for the organization, and on behalf of many of our partners. Joining LendKey in March 2011, David brings legal and compliance experience pertaining to consumer financial services, privacy, and data security. David holds a BA from the University of Florida, an MBA from Florida Atlantic University, and a JD from Florida International University College of Law. David is admitted to the New York Bar and he is an active member of the Association of Corporate Counsel.

David Mark

SVP, Regulatory Compliance Counsel

Samir is charged with guiding the vision of LendKey’s platform and enhancing the user experience for our lending partners and borrowers. Prior to LendKey, Samir served as Senior Director at Oportun Inc., a social enterprise that helps provide access to affordable credit for individuals who are underserved or unbanked. During his five year tenure at Oportun, the company’s loan portfolio grew from $85 million to nearly $1 billion. Samir holds a Bachelor's degree in Economics from the University of Minnesota, Twin Cities, and an MBA from The University of Chicago Booth School of Business.

Samir Suri

SVP, Product

Anoop is one of the founders of LendKey and oversees information and data security, data governance, and infrastructure. He began his career as a technology officer at KobeMail, and a Software Engineer at Ewomp. And he holds a degree from the College of Engineering Chengannur in Kerala.

Anoop Thyagarajan

SVP, Infrastructure

Christian Widhalm is the SVP, Lender Partnerships, advising nearly 300 banks and credit unions to build profitable and successful digital lending programs. His tenure at LendKey began in 2010 and he has lead teams covering nearly every area of the organization. As an expert in digital lending, he often speaks to financial executives on how to better attract the Millennial demographic. He holds BA degrees in Finance and Entrepreneurship from Syracuse University.

Christian Widhalm

SVP, Sales & Marketing

Tom is the VP & General Manager of Education lending, responsible for driving and managing all aspects of the in-school private student loan and student loan refinancing businesses. During his time at LendKey he has held various roles, including running the Financial Operations, Client Services and Lender Financial Reporting departments. Prior to LendKey, Tom worked in public accounting for Grant Thornton. He received his BS in Accounting from Miami University and his MS in Accounting from the University of Cincinnati.

Tom Bohache

VP, General Manager, Education Lending

Stacey is LendKey’s VP of finance and accounting. She leads corporate accounting, treasury management, financial reporting and forecasting for the organization. Before LendKey, Stacey managed the accounting arms of Unifund and Luxottica Retail Group. She received her BS in accounting from Miami University and is a CPA.

Stacey Rohrbaugh

VP, Finance & Accounting

Chrissy leads LendKey’s loan specialist, loan analyst, and client implementation teams. As the simultaneous chief steward of both our borrowers and lenders, it’s her charge to connect the dots at all points in the business, while ensuring the best customer experience the organization can offer. Before joining LendKey, Chrissy held positions in operations, sales, and service management at Fifth Third Bank. She earned her BS in accountancy from Miami University in Ohio.

Chrissy Willoughby

VP, Loan Operations

Vince Passione

CEO & Founder

Vince Passione is the founder and CEO of LendKey, the market’s most advanced lending platform and network, and a veteran technologist for financial services companies. Before LendKey, Vince was the COO of DealerTrack, the nation’s first and largest automotive credit portal. He has also been the President of Ameritrade’s Institutional Client Division, the CEO of OnMoney.com, and the CTO of Citigroup’s Citi F/I. Vince began his career in technology at IBM and received his bachelor of science degree from Polytechnic University.

Carter Griffin

Updata Partners

Carter Griffin is a General Partner and co-manages the firm’s operations. Carter has more than twenty years experience as an operator and investor in the software industry. Carter co-founded Brivo Systems and served as Chairman and CEO until selling the company to a strategic acquirer. Carter is a graduate of the University of North Carolina at Chapel Hill and holds a M.B.A. from the J.L. Kellogg Graduate School of Management at Northwestern University.

Danny Schultz

Gotham Ventures

Danny Schultz is a Co-Founder and Managing Director of Gotham Ventures, established 14 years ago in the early days of the NYC tech boom. Over the last two decades he has worked closely with technology companies at all stages of growth with investments ranging from digital media and e-commerce to mobile tech and enterprise software startups. He is attracted to creative and energetic entrepreneurs that seek to disrupt the status quo and loves working with entrepreneurs to help them achieve success. Currently, he leads Gotham’s investments in LendKey, Yipit and Pickie. He was also responsible for a number of Gotham’s successful exits including XOsoft, acquired by CA, Pivot, acquired by the CME Group and Massive, acquired by Microsoft. Some of his other successful investments include SMARTS, acquired by EMC; Insulair, acquired by Georgia Pacific and Active Impulse Systems, acquired by Phillips. Danny ran Lehman Brothers equity private placement business just prior to co-founding his own start-up venture fund, Atlantic Venture Partners, the predecessor to Gotham Ventures. He began investing as an angel and was fortunate to get very early exposure to the Israeli tech scene going back to the mid-1980s. He is a frequent speaker at startup and tech events and also enjoys mentoring young VCs and entrepreneurs. Danny is active with the Kauffman Fellows Program and Endeavor Global and was Co-chair of INGENUITY 2012, New York’s premier startup venture conference. Danny studied Economics at Columbia University and resides with his family in Westchester, New York. In his spare time, he can frequently be found somewhere in Westchester playing hockey, or in nicer weather training for his next triathlon.

Josh Stein


Josh is a Managing Director of Draper Fisher Jurvetson. Josh’s background includes management consulting, strategic analysis, product management and founder level experience in various industries. In addition to serving on the board of multiple DFJ porftfolio companies, Josh serves on the board of directors of the Center for Venture Education and the Kauffman Fellows Program, the leading educational fellowship in venture capital.

W. Thomas Smith, Jr.

TTV Capital

Tom is a co-founder and a Managing Partner of TTV. He has more than 16 years of venture capital experience. Tom was one of the first venture investors to recognize the transformative impact technology would begin having on the constitution and delivery of financial services. Tom was one of the first to identify advances in stored value, money remittance, alternative and mobile payments, services for the underbanked, alternative loan origination and payments-as-a-service. Prior to founding TTV, Tom spent 30 years at IBM in marketing as well as selling and implementation of information technology projects. Throughout his career at IBM, Tom conducted significant business with all of the largest financial services companies throughout the southeastern United States, including the rapidly growing banking centers of Charlotte and Atlanta. His last four years at IBM he was Vice President, Small and Medium Business - IBM Americas, where he had revenue responsibility of approximately $12 billion. The previous decade, he was the IBM Southern Area General Manager, with responsibility for sales, marketing and services business for thirteen states, generating $7 billion in revenues with 6,000 employees. For TTV, he has served on the boards of 14 companies and currently serves on the Board of Directors of Apruve, eWise, Greenlight, and PayGo, and as an observer at LendKey, and MicroBilt. His community affiliations include the United Way of Metropolitan Atlanta, Central Atlanta Progress, the Carter Center and the Woodruff Arts Center. He received the Armin Maier citizenship award from the Downtown Rotary Club in 1998. Tom earned a B.S. Degree in Industrial Management from the Georgia Institute of Technology and completed the executive program at Dartmouth’s Amos Tuck School of Business.

Thatcher Bell

Managing Partner, Coventure

Thatcher is an investor and adviser with significant experience in financial technology. At Gotham, Thatcher led the firm’s investment in SinglePlatform through its acquisition by Constant Contact (NASDAQ: CTCT) and worked with portfolio companies Sailthru, AdStruc, EXPO, Lumeta, Verterra and Widetronix. Before joining Gotham, Thatcher was a Senior Analyst at North Hill Ventures, the venture capital affiliate of Capital One Financial, where he worked on the firm’s investments in DealerTrack (NASDAQ: TRAK) and Higher One (NYSE: ONE), among others. Prior to North Hill, Thatcher worked in business development roles for two different start-ups and as a consultant at Ernst & Young (now Cap Gemini Ernst & Young). Thatcher serves on the Board of Directors of the NY Tech MeetUp and the New York chapter of Wharton Private Equity Partners. He earned his undergraduate degree in Engineering from Cornell University and M.B.A. from the Wharton School of the University of Pennsylvania.

Eric Jacobs

EVP & Chief Financial & Administrative Officer, Dealertrack Technologies

Eric is Senior Vice President and Chief Administrative Officer of DealerTrack. Eric’s background includes general corporate and securities law, audit management and financial control. In addition to his role at DealerTrack, Eric is a Certified Public Accountant and serves on various boards.

Joe Proto

Chairman & CEO, Transactis
Joe Proto is Chairman and CEO of Transactis, part of his three decades in the billing and payments industry as a senior executive and successful entrepreneur. Prior to Transactis, he launched REMITCO, a payments company acquired in 2000 by First Data, as well as Financial Telesis (CashFlex) which was acquired in 1992 by CoreStates, now part of Wells Fargo. Joe co-founded Windham Ventures (an innovation leader in healthcare and med tech), and is a limited partner at Metamorphic Ventures (digital media and e-commerce), ff Venture Capital (technology), and Alpine Meridian Ventures. Joe is a director at SpendSmart Payments Company (SSPC: OTC) a fast growing mobile loyalty platform with 5 million digital subscribers. Joe is a member of various financial services organizations including the Association for Financial Professionals (AFP), he is Co-Chair of the Consumer Payments Advisory Committee of the Payments Innovation Council as well as serving on the Board of Advisors at the National Automated Clearinghouse Association (NACHA), and is a frequent speaker at conferences in the financial technology industry.

Howard Tischler

Founder & CEO, EverSafe

Howard Tischler has served as a director of DealerTrack since March 2003, and as lead director since April 2006. He is the CEO of EverSafe. Prior to that he was CEO of Enfocel, and employed by First Advantage Corporation, where he served as Group President of First Advantage Dealer Services. Mr. Tischler currently serves on the Engineering Advisory Board at George Washington University

LendKey in the news

Borrowing Responsibly – Bloomberg Markets

Vincent Passione, LendKey’s CEO and Founder, joins Bloomberg Market hosts Carol Massar and Jason Kelly to discuss how students discuss how to navigate student loans and debt.

Aug 15, 2018

LendKey And Gradifi Team Up

Gradifi today announced a partnership with LendKey and their nationwide network of lenders through Gradifi Refi, a student refinance program for employers.

Jul 18, 2018

7 Tools to Help You Get the Best Rate

Students with private education loans might find LendKey, an online marketplace and lending platform, is an ideal tool to optimize savings. LendKey has partnered with credit unions and small banks to provide borrowers access to a wide range of loan possibilities.

Jun 28, 2018